VALUE + BONUSES

A Second Opinion That Is Worth Years Of Confidence

3 PART VALUE

1

Discovery Call

This is a quick, 20-minute phone call where we get to know each other and kick off our 'Fact Finder' process. Together, we will gather the basic details needed to build your personalized retirement report.

2

Analysis Report

Every report we build is completely custom to you. Our team manually digs into your unique numbers to spot hidden gaps and maps out a personalized review agenda just for your situation

3

Private Review

We review your results together in a private meeting. This ensures you understand any hidden risks that could derail your retirement, while validating the financial strengths you've already established.

BONUSES

Dinner

For qualified households ($250,000+ investable assets) after you complete the private review meeting.*

Free Book

Everyone is eligible to request a free copy of our book which tells the story of our Safe Money Mindset philosophy.  

HOW AN ANALYSIS WILL CHANGE YOUR RETIRMENT 

  • 2 Minute Overview

  • Live Demo

1. Pinpoints Your "Shortfall Year" Automatically

  • Identifies problem spots: Pinpoints exact gaps where your income may fall short of your lifestyle goals
  • Predicts precise timing: Calculates the exact year into retirement that financial issues are likely to appear.
  • Pre-empts late failures: Allows you to fix structural plan flaws before you actually retire

2. Simplifies Highly Complex Projections

  • Tests hidden variables: Aggregates variable details like tax implications, asset allocation, and fluctuating expenses into a visual road map. 
  • Clarifies cash flows: Displays year-by-year side-by-side matches of your living needs versus your available resources

3. Delivers Dynamic "What-If" Scenario Testing

  • Tests market shifts: Evaluates how your savings will realistically hold up against inflation and market volatility.
  • Compares alternative choices: Directly models variations in retirement dates, spending behaviors, or asset drawdown orders.
  • Validates strategies: Strips away ungrounded assumptions to verify if a proposed solution actually outperforms your current path

4. Maximizes Government and Product Benefits

  • Optimizes Social Security: Determines efficient claiming ages based on life expectancy and tax interaction.
  • Coordinates product fits: Safely illustrates how protective vehicles (like structured carrier options or annuities) fill income gaps.
  • Protects legacy goals: Models asset preservation to ensure you do not inadvertently spend down money meant for heirs.

5. Shifts Focus from Products to Tangible Solutions

  • Provides objective views: Focuses the planning conversation around real-world mathematical success metrics rather than a sales pitch.
  • Builds personal confidence: Simplifies the planning mechanics so you fully master and understand where your money goes

Frequently Asked Questions

How can a retirement analysis help me manage my 401(k)?

A 401(k) statement only shows your current balance, but a retirement analysis turns that number into an actionable strategy by determining your exact target retirement goal.

It optimizes your current contributions between traditional and Roth accounts based on your tax bracket while aligning your investment risk with your actual retirement timeline.

Finally, it creates a precise exit strategy for future withdrawals or rollovers, protecting your savings from unnecessary taxes and penalties.

How does an analysis strengthen my current or future Estate Plan? 

While an estate plan dictates who gets your assets, a retirement analysis provides the mathematical proof and strategy to ensure those assets actually survive your lifetime.

By stress-testing your finances against inflation, taxes, and healthcare crises, it identifies your true "surplus wealth" so you can safely fund trusts or make lifetime gifts without risking your own lifestyle.

Ultimately, it protects your heirs from sudden tax bombs and forced asset liquidations by aligning your accounts, insurance policies, and legal documents into one bulletproof strategy.

 

How is a retirement analysis different from what my financial advisor does?

Think of an independent retirement analysis as a conflict-free audit that provides a vital second pair of eyes on your lifetime strategy. 

Even the most skilled financial advisors can develop blind spots over time, or face an inherent conflict of interest when evaluating a portfolio they actively manage for fees.

By subjecting your current plan to an unbiased, third-party stress test against worst-case market and healthcare scenarios, this standalone analysis validates that your money will actually last—giving you pure, pressure-free reassurance without requiring you to switch advisors

Real People Real Results

SAFE MONEY MINDSET BOOK

A DIFFERENT WAY OF LOOKING AT MONEY SO YOU DONT RUN OUT IN RETIREMENT

Request Your Free Copy

Get Started and Schedule Your No Cost Discovery Call Now



*The $75 restaurant dinner voucher is available to households with $250,000 or more in investable assets who attend the webinar, request a no-cost Safe Money Mindset™ planning session, provide the information needed to prepare the personalized analysis, and attend the scheduled review meeting. No purchase is required, and there is no obligation to become a client. Limit one voucher per household.

Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice, nor that any performance data or any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.