Business Owner Retirement

A Business Owner's Retirement Foundation 


At Quest Commonwealth, we extend our gratitude to the hardworking men and women shaping innovation in the entrepreneurial landscape of small businesses. Your dedication not only contributes to the growth of your enterprises but also forms the bedrock of our local communities. We recognize the crucial role business owners play in propelling economic progress, and we are devoted to assisting you at every stage of your professional journey.

As you navigate your entrepreneurial path, we're here to offer comprehensive planning that addresses all aspects of your financial well-being. Whether it's exploring retirement savings options, navigating 401(k)s for your business, maximizing Social Security benefits, devising Medicare coverage plans, or engaging in estate planning tailored to your business ownership, we've got you covered. Our support extends to individuals in the early stages of their business, those approaching retirement, or already enjoying their retired years. Count on our dedicated team to guide you through our Safe Money Mindset process.

Safe Money Mindset

Three Worlds of Money


  • What is it?

  •  THE Mindset

  •  Potential

  • Protection

  • hybrid 

A mash-up of how you think about investing, how you plan to spend your wealth, and how you will derive future income; Safe Money Mindset is a unique approach to building a retirement that is stable, inflation resilient, and supports a life style you won't outlive.

The term 'SAFE MONEY' was born from a simple remark made by a client that led to Gene's discovery of an alternative asset class we now call PROTECTION. 

The story began when Gene inherited a colleague’s clientele, and a new client from Ann Arbor made a straightforward yet pivotal statement: "Forget all the fancy stock options, I want that SAFE MONEY." Gene didn’t realize it then, but that phrase would become the seed from which the "Three Worlds of Money" concept would grow. 

Gene, leveraging his extensive background in big finance, recognized that these alternative programs, although very well suited for clients desiring stable investments, still needed some refinement and adaptation to maximize their potential. 

Today, our "SAFE MONEY" solutions are not only stronger but also more comprehensive. They are all integrated into our "Safe Money Mindset," which embraces the Three Worlds of Money: Potential, Protection, and Hybrid. These principles serve as pillars, guiding our approach to ensuring clients not only preserve their wealth but also navigate the financial landscape with confidence and security.

24 minute video e-book

"7 Building Blocks of  Safe Money Mindset" 

Discover how we have educated over 500 clients on how to protect, grow, and access their wealth on their terms. Avoid unnecessary risk and maximize your liquidity, putting you in the driver's seat.